ICICI Prudential Life Insurance Company Ltd.

Financial

	ICICI Prudential	HDFC Life Insurance	SBI Life Insuran
Operational Metrics
Life Insurance Sector
Value Of New Business Margin (VNB)	22.8 %	25.6 %	26.9 %
Management Expense Ratio - Life Insurance	16.4 %	20.2 %	10.57 %
AUM - Life Insurance	309359.0 Crs	336282.0 Crs	441680.0 Crs
Embedded Value	47951.0 Crs	55423.0 Crs	61840.0 Crs
61 Month Persistency Ratio	62.6 %	57.8 %	63.3 %
13 Month Persistency Ratio	85.6 %	81.9 %	86.1 %
Commission Ratio - Life Insurance	8.7 %	11.2 %	4.9 %
New Business Performance - Life Insurance	1857.05 Crs	3213.76 Crs	2174.53 Crs
Claim Settlement Ratio	99.17 %	99.8 %	99.17 %
Financials
5 yr Average ROE	0.0	0.0	0.0
5yr average Equity Multiplier	n/a	n/a	n/a
5yr Average Asset Turnover Ratio	n/a	n/a	n/a
5yr Avg Net Profit Margin	n/a	n/a	n/a
P/E	74.0	84.31	67.16
5yr CAGR Net Profit	-4.43 %	3.94 %	5.89 %
Shareholdings
Promoter Holding	73.0 %	50.32 %	55.38 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	-0.41 %	-1.21 %	-0.1 %
Change in Mutual Fund Holding (3 Yrs)	2.47 %	5.67 %	3.13 %

Business

	ICICI Prudential	HDFC Life Insurance	SBI Life Insuran
Product Wise Break-Up	Product Wise Break-Up Annuity 7.39 Variable Insurance 0 Pension 0 Life 0 Others 92.61	-	Product Wise Break-Up Pension 14.94 Annuity 6.03 Life 78.96 Variable Insurance 0.05 Others 0.02
Location Wise Break-Up	Location Wise Break-Up India 100.0 Domestic 0	Location Wise Break-Up India 0 Domestic 100.0	Location Wise Break-Up India 100.0 Domestic 0
Distribution Channel	Distribution Channel Bancassurance 32.9 Agency 26.5 Group 15.7 Direct 12.5 Partnership Channel 12.4 Group Savings 0 Group Protection 0 Bancassurance & Broker 0 Agency & Direct 0	Distribution Channel Agency 20.0 Group Savings 13.0 Group Premium 11.0 Direct 0 Bancassurance 56.0 Partnership Channel 0 Group 0 Agency 0 Bancassurance 0	Distribution Channel Agency & Direct 0 Group Savings 0 Group Protection 0 Direct 0 Bancassurance & Broker 0 Partnership Channel 0 Group 0 Agency 21.0 Bancassurance 56.0 Others 23.0
Investment Break-Up	Investment Break-Up Government securities 54.73 Other Approved investments 21.46 Investments in Infrastructure and Social Sector 18.6 Infrastructure Investment Fund 0 Deep Discount Bonds 0 CBLO/Repo Investments 0 Other than Approved Investments 0 Investment Properties - Real Estate 0 Mutual Funds 0 Fixed Deposit 0 Debentures / Bonds 0 Equity 0 0 0 Other Approved Securities 0 0 0 Others 5.21	Investment Break-Up Other Approved investments 0 CBLO/Repo Investments 2.51 Equity 7.92 Mutual Fund 0.15 Fixed Deposits 0.32 Infrastructure Investment Fund 0 Government securities 0 0 Government securities 53.06 Other than Approved Investments 1.65 Deep Discount Bonds 0.36 0 Debenture 6.31 Other Approved Securities 0 Investments in Infrastructure and Social Sector 12.77 Investment Property 0.49 Others 14.46	Investment Break-Up Other Approved investments 0 CBLO/Repo Investments 0 Equity 0 Mutual Funds 0 Fixed Deposit 0 Infrastructure Investment Fund 0 Government securities 0 Investments in Infrastructure and Social Sector 15.31 0 Other than Approved Investments 0 Deep Discount Bonds 0 Government securities 49.5 Debentures / Bonds 0 Other Approved Securities 35.18 0 Investment Properties - Real Estate 0 Others 0.01
Premium Break-Up - Life Insurance	Premium Break-Up - Life Insurance Linked Life 56.52 Non participating 31.99 Participating Life 10.67 Linked Pension 0.69 Linked Group Pension 0 Linked Group Life 0 Annuity Non participating 0 Annuity 0 Protection 0 Term 0 Group Savings 0 Non-Participating 0 Participating 0 Unit linked(UL) 0 Unit Linked 0 Non Participating 0 Others 0.13	Premium Break-Up - Life Insurance Annuity 20.0 Annuity Non participating 0 Protection 29.0 Group Savings 14.0 Unit linked(UL) 8.0 Linked Group Pension 0 Non-Participating 19.0 Unit Linked 0 Linked Pension 0 Participating 10.0 Non Participating 0 Term 0 Linked Group Life 0 Non participating 0 Linked Life 0 Participating Life 0	Premium Break-Up - Life Insurance Annuity 0 Annuity Non participating 0 Protection 0 Group Savings 0 Unit linked(UL) 0 Linked Group Pension 0 Non-Participating 0 Unit Linked 56.68 Linked Pension 0 Participating 9.3 Non participating 34.02 Term 0 Linked Group Life 0 Non participating 0 Linked Life 0 Participating Life 0

ICICI Prudential Life Insurance Company Ltd.

ICICI Prudential Life Insurance Company Ltd.

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